Platforms purpose-built for fintech
A product layer that sits on top of your existing systems: payments, cards, merchants, financing and SME products — configured, priced and run in Paynion while your systems keep the record.
01 — SMEs & Banks
FinansZ
The layer that packages what a bank offers SMEs — open banking, collections, financing and POS — into a single channel; as a white-label bank product or directly to SMEs.
02 — E-money & Payment Institutions
Paynion CoreHub
The wallet and transfer system for payment and e-money institutions — the foundation for new institutions that don't have a system of their own yet.
03 — Financing Institutions
Financing Infrastructure
Moves the limit, offer, approval and disbursement rules of dealer/sub-dealer, consumer-finance, DBS and digital financing products into a layer the business team can manage.
04 — Banks · Virtual POS & Merchants
Paynion MerchantHub
The layer that runs application, terms, pricing and monitoring for merchant and virtual POS products on top of the bank's existing systems — backed by call-centre and WhatsApp operations support.
05 — Banks · Payment Infrastructure
Paynion Gate
The layer that defines and runs a bank's card and payment products without touching its existing systems — with a fast start through BIN sponsorship and representation.
06 — Blockchain · Digital Gold
Gold Wallet
A blockchain-based gold wallet, currently in research and development.
07 — AI Automation & Risk Intelligence
AI-Powered Chatbot & Fraud Assistant
AI support for fraud detection, integration help, and 24/7 technical guidance.
08 — Enterprise HR Management
Paynion HR Suite
Smart HR management for leave tracking, attendance, and performance analytics.
Ready connections to money transfer, payment systems and open banking
Connect to FAST, open banking, BKM and card-scheme services through Paynion.
FAST & layer services
FAST instant payments
CBRT · FAST system
Connect your channels to FAST and offer instant transfers around the clock.
SİPER (FAST security layer)
CBRT · FAST layer service
Connect to the FAST security layer and share suspicious transactions with counterparties.
FAST Secure Payment (GOİ)
CBRT · FAST layer service
Protect payments that need approval or registration with FAST Secure Payment.
Request to Pay (Ödeme İste)
CBRT · FAST layer service
Send payment requests over FAST and answer incoming ones.
Open banking
BKM services
Let's launch your first product without touching your existing systems
Tell us which product you want to start with — we'll shape the PoC together.